Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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More posts by Theo Thimou

saving for retirement in piggy bank
7 best ways to save for retirement in your 50s Investing & Retirement August 19, 2019
Wondering about the best way to save for retirement in your 50s? Don't worry if you've gotten a slow start…
Auvi Q epinephrine auto-injector
Auvi-Q: How to get this EpiPen alternative for free Health August 16, 2019
If you have kids who suffer from food allergies, the Auvi-Q could help shake up your back-to-school shopping routine. In…
overdraft fee
Why you should never sign up for overdraft protection Banks & Banking August 15, 2019
Overdraft protection might seem like a great idea at first glance. After all, who would turn down free protection on…
Vision Insurance application form and glasses
4 things you need to know about vision insurance Insurance August 15, 2019
More and more of us have vision insurance through our employer, but this is one “insurance” policy that’s less than…
401(k) news headline in center of torn dollar bill
6 things to know before you start a 401(k) Investing & Retirement August 14, 2019
When you first start a new job, you'll probably be told about the company's 401(k) plan during employee orientation. A…
Wealthfront
5 things to know about Wealthfront’s cash account Banks & Banking August 13, 2019
If you're looking for a high-interest place to stash some short-term cash, the Wealthfront cash account might be the perfect…
Kroger sign on building
5 ways to save money on gas at Kroger Save Money August 9, 2019
Maybe you think of Kroger as a great place to save money on groceries. But it turns out Kroger is…
insurance 101 written on a yellow legal pad
Term life vs. whole life insurance: Understanding the difference Life Insurance August 9, 2019
Life insurance can be confusing. And nowhere is the confusion more apparent than in the discussion of term life vs.…
renters insurance written on umbrella in front of house
Best and worst renters insurance companies in 2019 Insurance August 8, 2019
Looking for the best renters insurance companies? There's no shortage of insurers selling this inexpensive, yet very important, policy. In…
Squadhelp
Squadhelp: How to make $100 for naming a new business Make Money August 7, 2019
Need to make a quick hundred bucks? Squadhelp lets you submit names for startup businesses and get compensated. If your…
Online bank account concept on a laptop screen
How to switch banks in 4 simple steps Banks & Banking August 7, 2019
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
Man shopping for Costco clothing at the warehouse club
5 things to know before you buy Costco clothing Warehouse Clubs August 2, 2019
Whether it's for back-to-school shopping or just picking up some wardrobe staples, more and more shoppers are turning to an…
Car Insurance
When should you file a car insurance claim? Car Insurance July 31, 2019
Wondering when to file a car insurance claim? Money expert Clark Howard has a specific formula he suggests you apply…
Man emptying out a piggy bank
Where should I put my emergency fund? Save Money July 29, 2019
Nobody likes to have an emergency drop in uninvited and wreak havoc on their financial life. That's where having an…
Digital membership card on Costco app
Costco app changes: How to access your new digital membership card Warehouse Clubs July 26, 2019
Good news for Costco shoppers! The Costco app now allows you to create a digital membership card right on your…
Bag of money with 'credit' written on it next to a house
What credit score do you need to buy a house? Mortgages July 26, 2019
If you've ever wondered what kind of credit score you need to buy a house, the answer is that it…
'retirement planning' written on a notebook with a calculator and coins
How to start investing and saving for retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future — but many of us don't know how to…
haven life homepage
6 things to know about Haven Life Life Insurance July 24, 2019
Haven Life is one of a new breed of life insurance players removing the friction from the life insurance shopping…
Retired couple
10 cities where your Social Security check can cover housing costs Investing & Retirement July 19, 2019
The question of where to retire is as big of a question mark for people as the question of when…
woman with piggy bank standing next to a car
How to save money on car insurance Car Insurance July 18, 2019
If it's renewal time for auto insurance and you're facing a serious case of sticker shock at how much you're…
money bag key on a keyboard
How to make an extra $100 in a day Make Money July 17, 2019
If you need a little more money in your pocket to see you through to the end of the month,…
life insurance graphic
What is term life insurance and should I buy it? Life Insurance July 16, 2019
When you finally start to get your financial act together, one of the things you may be asking yourself is…
price match guarantees - 5 simple changes you can make to cut your food bill in 2019
7 best apps to save money on groceries Shopping & Retail July 9, 2019
Looking for the best apps to save money on groceries? Technology can be a big help when you want to…
When is the best time to take Social Security?
When is the best time to take Social Security? Investing & Retirement July 8, 2019
The old saying that timing is everything couldn't be more true than when you're talking about the best time to…
costco hot dog
3 things to know about the Costco food court Warehouse Clubs July 5, 2019
Costco keeps it food court prices affordable so you can grab a quick bite when you're stocking up on everything…
man holding money at computer
6 steps to make $1,000 fast Make Money July 3, 2019
Are you facing a financial emergency and wondering how to make $1,000 fast? Maybe you have a pet that requires…
renters insurance contract to be signed
4 things to know before you buy renters insurance Insurance July 2, 2019
Looking for the best renters insurance? Fortunately, renters insurance is an incredibly cheap policy to buy and there are several…
Pharmacy counter
7 things to know before you use RxSaver Health June 26, 2019
We all know the price of medication can be a budget-buster for a lot of people. RxSaver by RetailMeNot lets…
title deed to a home
4 things to know before buying owner’s title insurance Insurance June 25, 2019
Whether you're buying or refinancing a home, there's an optional insurance policy that most people don't want to buy called…
Roth 401k written on stick it note with money in background
Is a Roth 401(k) better than a traditional 401(k)? Investing & Retirement June 21, 2019
Many people have the option of doing a Roth 401(k) at work. But what exactly is a Roth 401(k), how…